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if you’re at least 18, have an enduring source of income, aren’t a member of the army (or a dependent of one) and have a checking account able to get electronic transfers, you may apply for a LendUp short term loan. Prior to applying, best payday loans however, make sure that you are able to pay back the money on time. To find out more on applying and receiving acceptance for best payday loans a LendUp best payday loans loan, check our FAQ. LendUp operates in several states across the nation and has received lots of excellent best payday loans loan reviews. That’s because our lending model differs from others.